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Adjustable Rate Mortgage

 

 

 

 

 

 

 

Providing Flexibility for Homeowners

An adjustable-rate mortgage (ARM) is a loan term option with interest rates that can change periodically after the initial fixed-rate period. After this introductory period, monthly payments are susceptible to increases or decreases based on market fluctuations, which can also affect the monthly payment.

Adjustable-Rate Mortgage Highlights

An ARM might be the right option for you if you plan on moving within 7 years since they feature lower introductory interest rates. If interest rates are expected to fall, a homeowner could potentially reduce their monthly payments with the lowered interest rates. Highlights of an adjustable-rate mortgage include:

  • Lower initial monthly payments
  • Possibility to qualify for higher loan amounts
  • Rates and Payments may decrease based on the index rate
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Developer's Mortgage Company

Corporate Office:

2700 Dublin Granville Road, Suite 460

Columbus, OH 43231

P: 614-523-0301

info@hladmc.com

 

NMLS Entity ID #225548
HUD Mortgagee #3836109998
VA #25557
Fannie Mae Seller

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