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Fixed Rate Mortgage

 

 

 

 

 

 

 

Fixed-rate mortgages protect you against rising rates since the interest rate remains the same for the entire term of the loan. Plus, you have the flexibility of selecting a 10, 15, 20, 25 or 30-year term (depending on the loan type). The main difference is the lower term options have higher monthly payments, which also means you are building home equity faster. Keep in mind you can use equity as a down payment for a new home if you sell your existing home or take out equity with a cash-out refinance.

Fixed-Rate Mortgage Highlights

If you plan on staying in your home for a longer time frame, a fixed-rate mortgage could be the right solution for you since this option features:

  • Consistent monthly payments and interest rates
  • Protection from rising interest rates
  • Mortgage tax interest deduction*
  • Different term length options

*This does not constitute tax advice. Please consult a tax advisor regarding your specific situation.

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Developer's Mortgage Company

Corporate Office:

2700 Dublin Granville Road, Suite 460

Columbus, OH 43231

P: 614-523-0301

info@hladmc.com

 

NMLS Entity ID #225548
HUD Mortgagee #3836109998
VA #25557
Fannie Mae Seller

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